Monthly/Annually/One-Time Principal Prepayment Amount:

One-Time Prepayment to be paid after payment (month #):

Mortgage Payment Table Calculator

Minimum Value

Maximum Value

Principal:

Interest:

Number of years:

Mortgage Qualification Calculator Enter the values below. The calculator will show what kind of income lenders will expect you to be making to qualify for the specific values. Property tax and home insurance numbers vary greatly by region and construction type.

Prepayment Mortgage Reduction
This form allows you to see how prepaying your mortgage reduces the length of your mortgage by putting in the current values for your loan.

Current Principle Balance:

Current Prin+Int Monthly Payment:

Current Annual interest Rate:

Additional Monthly Pre-Payment Amount: (Or enter "B" for biweekly)

Increase Monthly Payment each year by (%):

Front End Cost Calculator
How much does that loan REALLY Cost?

Enter the Loan Amount:

The Quoted Interest Rate (%):

The Quoted APR (%):

Length of Loan (years):

APR Calculator
How much does that loan REALLY Cost?

Enter the Loan Amount:

The Quoted Interest Rate (%):

Points (%):

Other Closing Costs to Include:

Length of Loan (years):

Compound Interest Rate Calculator
This calculator simply takes the final amount you want to earn given an initial investment for a duration of time, and finds the required annual yield you would need to achieve that goal.

How Long Will It Last? - Loan Calculator
Here is a new twist on the mortgage calcuator. Here you tell how much you want to spend each month, an interest rate and a loan amount, and find out how long it will take you to pay it off.

Beginning Loan Balance:

Minimum Monthly Payment:

Maximum Monthly Payment:

Annual Interest Rate (%):

How Much to Retire
Here is a new simple retirement calculator. It tells how much you will need to provide a certain income for a set number of years.

Annual Income Required (today's dollars):

Number of years until retirement:

Number of years required after retirement:

Annual Inflation:

Annual Yield on Balance (%):

Loan Payment Calculator
Enter the values to find out the payment. The loan can be a mortgage, car loan, or any other simple interest amortization over a fixed time with fixed monthly payments.

Principal:

Interest Rate (%):

Number of Years:

Nominal and Effective Interest Rates
Calculate what rates are necessary to achieve a desired future value amount given a present value amount and the time period over which to compound your investment.

Future Value:

Present Value:

Total Years:

Compound Periods Per Year:

Prepayment vs. Investment - A Scenario This form allows you to compare what would happen if you took one of two choices with some extra cash you have -- prepaying your mortgage each month, or investing it instead. This tries to take into account your tax situation and assumes you always itemize (even late into your mortgage when your interest will be lower -- I am assuming you give to charities, and pay state and local taxes too!!)

How much more you have to spend each month:

Current monthly payment (principal & interest only):

Savings Calculator
This doesn't deal with inflation, taxes or any of that complicated stuff. This is just a simple calculator that lets you start with an amount of money and make regular monthly deposits, and see how much it grows.